If your local club don't employ anyone, all officiates are volunteers, what level of PLI is required?

Is it enough to have cover for the club in it's entirety, or does each official have to be insured??

I thought waterer you're covering had to exist as a legal entity.

Usually clubs, don't

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John Danter

I can't speak for there, but here $3,000,000 to $5,000,000 is a norm for a 'Group.' For the individual (and it is cheap as chips) $1 to $3/M is fairly normal.

fae

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"The problems we face today are there because the people who work for a
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I would suggest that the office bearers as defined in your constitution are insured against liability.Legal costs ect....not expensive.
Insuring against loss of income ie Pollution may be an option.
pli works on a sliding scale. ie number of members your insurance broker will advise.

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BROWN TROUT:THE RED SPOTS HAND PAINTED BY GOD

Yeah, they don't currently have PLI, but it was something raised at the AGM, and last night we had a local chap from SACS attend the meeting and give the members a briefing on what SACS provides.

We were advised that everyone involved with official club duties and likely to be at risk from claim would have to have personal PLI.

With no experience we imagined it would be one policy covers all??

What was of interest though, was the other benefits SACS can provide. The example we were given was that if we had a mink problem, there are SACS members who would come along for the day with the terriers and do their thing, for free, as a sporting opportunity.

It works out around £26 pa/pp for 14 club members who would be considered 'at risk'.

Anyone else with SACS?

I would be getting Pli sharpish .
I am not extracting the urine here but we found SANA very helpfull and went through them to get a decent broker.
I am surprised it is not a condition of the lease. Be prepared for the insurance bods wishing to tamper with your rules/constitution ie; no dogs with anglers whilst they are fishing. ( the angler cant be in full control of the dog so is otherwise exempt from the policy )

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BROWN TROUT:THE RED SPOTS HAND PAINTED BY GOD

what do they do that could constitute a risk to others?

"Couldn't comment without seeing the constitution" was mentioned.

Funny you said what you just said.....

Much of the selling point was example stories from hunting parties, with dogs.

That's been a point on many permits I've taken in the last few years, the no dogs rule.

Who obeys it though?

according to the insurance bods/legal eagles the list is endless

some examples

suing the committee for expelling a member
suing the committee for not adhering to the constitution
suing the committee for failing to renew documentation required by recognised bodies leases, Insurances ect
The main thing is it will cover any legal costs of an individulal committee member or collective members in club related disputes. May never happen but with no win no fee well worth the little cash it costs

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BROWN TROUT:THE RED SPOTS HAND PAINTED BY GOD

he doesn't bite honest